Most life and health insurance policies contain exclusions for overseas travel to high risk countries of conflict or active war zones. By combining up to four different products a need has now been created for insurance programs to provide high risk, high limit coverage that fills the gap of traditional insurance programs. These four plans can be quoted separately on either an individual or group basis. This allows one to pick and choose the best possible combinations to fit their needs while traveling abroad. They include accidental death and dismemberment, medical, kidnap/ransom and disability insurance protection. See our War Zone Life & Health brochure and then contact for further information. Our contact information is located at the bottom of the last page of the brochure and on this web site. Also a quick video overview of this plan can be viewed here!
Smoking or eating marijuana slows down your responses to sights and sounds, making you a dangerous driver. Marijuana makes you sleepy, distorts your sense of time and space, and hurts your ability to adapt to light and dark. It also lowers your ability to handle a quick series of tasks while driving. So a marijuana user�s biggest driving problem is unexpected events, such as a car approaching from a side street or a child running into the street. This poor reaction time is worse when you�re driving at night because marijuana also causes a severe loss of night vision.